Governor Signs Senator Skinner’s SB 1008 Putting Teeth in Consumer Protections for Dental Insurance Plans
Sacramento, CA — Today Governor Brown signed Senator Nancy Skinner’s (D-Berkeley) bill to give consumers better information about the services provided by dental insurance policies. The legislation, SB 1008, ensures that dental insurance companies meet disclosure requirements similar to those in place for health insurers.
“No one should have to drill into 80 pages of legalese to understand their dental plan,” Skinner said. “SB 1008 requires dental insurers to provide details on what their plans cover in a simple, easy to understand format, so consumers understand what services are covered and what services they may have to pay for out of pocket.”
SB 1008 makes it easier for consumers to compare dental plans by establishing a uniform “summary of benefits and coverage” template. Consistency in how plan information is presented will enable consumers to understand plan benefits, anticipate how much treatment may cost, and comparison shop.
“Healthy teeth are a key part of overall health,” said Skinner. “My bill fills a gap in consumer protection by holding dental insurance policies to a similar standard of disclosure as health insurance policies.”
Senator Nancy Skinner (@NancySkinnerCA) represents the 9th Senate District. She serves as Chair of the Senate Public Safety Committee and the Budget Subcommittee on Corrections, Public Safety and the Judiciary.